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Thursday, April 19 • 10:30am - 11:30am
Financial institution support for digital inclusion programs via the Community Reinvestment Act

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The Community Reinvestment Act (CRA) encourages banks to meet the credit needs of the communities they are licensed to serve. Digital inclusion support by financial institutions has been identified as CRA eligible. Regulations of CRA includes the following:
  • Broadband is included as a form of infrastructure investment. It is an essential community service.  
  • Under the CRA service test, banks should show evidence that their “alternative delivery systems” using online banking and financial technology are being adopted and are effective in providing services to low to moderate income individuals. 
  • Workforce development and small business development was already included. The regulation recently added workforce development/job training examples and technical assistance for businesses in the use of technology. 

avatar for Jordana Barton

Jordana Barton

Senior Adviser in the San Antonio Branch, San Antonio Chamber of Commerce
@dallasfedcomdevJordana supports the Federal Reserve System’s economic growth objectives by promoting community and economic development and fair and impartial access to credit. Her focus areas include the Community Reinvestment Act (CRA), community development finance, digital... Read More →
avatar for Jeanne Milliken Bonds

Jeanne Milliken Bonds

Senior Manager, Community Development, Federal Reserve Bank of Richmond
I lead the Regional Community Development for the Federal Reserve Bank of Richmond’s District which includes Maryland, D.C., Virginia, most of West Virginia, North Carolina and South Carolina. I also lead several Federal Reserve System teams, including a team focused on the Community... Read More →

Thursday April 19, 2018 10:30am - 11:30am CDT
HIMSS Tech Showcase, 4th Floor 1 St Clair Ave NE, Cleveland, OH 44114, USA